Friday, October 3, 2014

5 Reasons to Buy and Sell Now


5 Reasons to Buy & Sell Now

1. Interest rates have been good, but they could go up!
Do you know the impact of interest rates going up .25%?
On a $200,000 home if the interest rate is 4% and rates go up to 4.25% 
 that changes your monthly payment by $30/month 
and increases the total repayment of the loan by $10,800! 

2. Prices are going up!

Historically the cost to build a new home has only increased over time. Every spring builders raise their prices $6,000-8,000 to compensate for increasing prices of labor, lumber, and other building materials.

3. Why do you really want to put 20% down? 
Did you know you can put as little as 0% down and have no PMI?
Should you put 20% down to save $200/mo on a $200,000 mortgage OR Put 0% down & pay $200/month more and have $40,000 cash as liquid reserves? You decide!


4. The Holidays are a great time to list and buy a home!

Homes show better when decorated for the holidays! 
Serious buyers have fewer houses to choose from during the holidays.
Some people must buy before the end of the year for tax reasons!

5. List now while the competition is low!
Serious buyers have fewer homes to choose from in the Fall/Winter.
Less competition means more money for you!
The supply of listings will dramatically increase in the spring.
The greater supply of homes will mean less demand for your particular home.
Less demand means less money in your pocket.








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